Category Archives: Insurance Company

Benefits Associated with Loans from Equity First Holdings South Africa

Securing the finances to turn your dreams into an absolute reality is often one of the most challenging concerns. The regulations by the banks are too stiff; the repayment terms are unforgiving. High interest rates are the order of the day, worldwide. However, if you are savvy and intuitive, then you will explore alternative finance options. Options like the ones offered by Equities First Holdings.


Practically, everyone is eligible for these loans. They are ideal for individuals and mid-sized to large scale investors. In a deliberate paradigm shift from conventions, one places their stocks as the collateral for the loans advanced. Typically, one is asked to furnish the banks with documents such as title deeds, log books, or any other security to the loan issuing bank.

In the event your shares go up, the proceeds will be remitted to you after you pay the loan plus the minimal interest. That option saves you from having to sell off your valuable shares to secure the necessary capital to chase after your dreams and aspirations.

Seven Days Wait

Another plus associated with such loans is that the borrower is at liberty to use the money advanced as they will. No rules and regulations define how you ought to utilize the loans, as is always the case with the conventional loans offered elsewhere. The slashed interest rates coupled with the non-recourse clause attached to the loans makes them the number one preferred choice for investors experiencing a cash crunch.

If you default, then-then the lender has a right to sell off your shares. They can’t touch your home or any other investments. Additionally, these loans are remarkably fast to process. Your funds get deposited into the account in less than a week.

About Equities First Holdings

This American commercial lender is a leader in providing non-purpose capital to interested applicants. Their excellent track record spans close to two decades now. The American company has continued to expand, and its services are now found in Australia and many other parts of the world.

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A Close Look at International Insurance Company, AXA Advisors

AXA is a multinational, French insurance company started in 1859. The firm which located on 8th arrondissement Paris deals with global insurance services, investments management among other financial services.


AXA Establishment


The company started in 1816 as Mutuelle de L’assurance and has changed names severally until 1985 when it adopted the name AXA. The name isn’t an acronym but was chosen since its simple and pronounced the same by people of different languages. The insurance firm has also acquired several other companies down the line. In 1978, it absorbed Compagnie Parisienne de Garantie and 1982 it acquired Drouot Group.


In 1991, it took over America’s insurance company The Equitable, and in 1996 it bought France’s largest insurance company Union de Assurances de Paris. This merger made it change to AXA-UPA before reverting to AXA. Other insurance companies acquired by AXA include Guardian Royal Exchange in 1999, Sun Life and Provincial Holdings in 2000 and Winterthur Group; the largest Swiss insurance company, in June 2006.


AXA Operation Locations


Being an international firm, AXA has several locations where it operates. In the UK, it trades under the name AXA UK. Here, it operates under different subsidiaries depending on the type of services offered. Other locations include AXA Schengen which deals with providing insurance to travelers who wish to visit Schengen Area.


AXA also has locations in USA, Canada, Gulf and the Middle East, Mexico and Asian Pacific. In several other countries, the firm has joint operations. These include India, China, Japan, and Thailand with Indonesia having both joint operations and direct business.


Vinny Parascandola


Vinny is the senior executive vice president of AXA Advisors. He has over 25 years of experience in the industry and started as an agent at Prudential in 1987. Mr. Parascandola is B.S holder from Pace University, New York.


He worked with MONY Life Insurance Company where he was involved with several field activities before joining AXA in 2004. At AXA Advisors, Vinny is in charge of sales, management development, productivity, recruitment, retention, and development of new and experienced advisors. Throughout his career, Vinny has won several awards including Master Agency Awards and GAMA’s Career Development.